EMI Calculator

Calculate your monthly loan EMI, total interest and total repayment amount.

Calculate Your Loan EMI

Enter your loan amount, annual interest rate and loan tenure to calculate the EMI.

EMI Calculation Result

Monthly EMI ₹0.00
Loan Amount ₹0.00
Interest Rate 0%
Loan Tenure 0
Total Interest ₹0.00
Total Payment ₹0.00
Principal 0%
Interest 0%

How EMI is Calculated

Your EMI depends on the loan principal, interest rate and loan tenure.

Principal

This is the original amount borrowed from the lender.

Interest Rate

The annual interest rate determines the cost of borrowing.

Tenure

A longer tenure generally reduces the EMI but can increase the total interest paid.

EMI Example

Suppose you borrow ₹5,00,000 at an annual interest rate of 10% for 5 years.

The calculator can estimate your monthly EMI, total interest and total repayment amount.

EMI Calculator FAQs

What is EMI?

EMI stands for Equated Monthly Instalment. It is the regular payment made toward a loan, generally consisting of principal and interest.

Does a longer loan tenure reduce EMI?

A longer tenure generally reduces the monthly EMI, but it can result in a higher total amount of interest paid over the life of the loan.

Does the calculator include interest?

Yes. The calculator estimates the monthly EMI, total interest and total payment based on the information entered.

Can I calculate EMI for a personal loan?

Yes. The standard EMI calculation can be used to estimate payments for many amortizing loans.

Important: This EMI calculator provides an estimate for informational purposes. Actual loan payments may differ because of lender-specific rates, fees, insurance, processing charges, taxes, repayment schedules and other terms.